Let's say that we started with $100,000
100,000 + 15% = $115,000.
But in that year, the wife Spent $200,000.
Year 2, had to remortgage house and sell boat, have enough left over to begin trading with $50,000, earn another 15% end up with $57,500. Wife Spent $250,000.
Year 3, sold right kidney...