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Thanks for all the excellent responses, guys. Much appreciated! I did hear from the car lot this evening, and they're supposed to have the title by tomorrow - so it'll be interesting to see what it actually says. I should have mentioned before that the reported "insurance loss" event occurred...

On Saturday, I went to a car lot and purchased a $3K used car. This was my first time purchasing from a used car lot and I foolishly let myself get pressured into buying the vehicle on the spot without running a history report or getting a professional inspection. After completing the...