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    Retirement

    Retired at 60.5 years. Enjoyed every minute of it so far. One simple fact everybody reading this needs to understand - If you don't plan EARLY and save for a financially secure retirement, you simple are not going to have one. Pay attention - because working till you drop or living on...
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    Help me remove glass block window and replace

    Remove the block and brick the window up. Windows are never a good idea in tub or shower locations. Condensation is almost always going to be a problem.
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    401 K took a beating!

    For those of you very near or in retirement, keep 3-5 years of money for expenses in liquid accounts - meaning keep it in savings, laddered CDs, and very short term bonds. When the stock market craters like this, and if it stays down for as long as 3-5 years, you should be able to live off...
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    401 K took a beating!

    <div class="ubbcode-block"><div class="ubbcode-header">Originally Posted by Pew</div><div class="ubbcode-body"><div class="ubbcode-block"><div class="ubbcode-header">Originally Posted by JohnG</div><div class="ubbcode-body"> You absolutely leave it alone. You'll only lose money if you sell...
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    401 K took a beating!

    Interesting to read all the genius investors posting how they successfully timed the market. Hope they realize they don't need to work a job for a living since they appear to be able to accurately predict market direction and timing. Sorry but I call BS. Study after study has been...
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    401 K took a beating!

    I have enough in the 401k to fund a 30+ year retirement. So on weeks like this I don't look - why should I, no need to sell to fund current expenses. When the market is down it is time to buy not sell. Only the sheep get fleeced when the market goes into a correction. And there will...
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    Extended warranties are a waste of money.....

    I probably would never buy a car that I thought might need an extended warranty. We have always owned Honda, Toyota, Lexus, Mazda cars/suvs - not much need for extended warranty on super reliable cars. After 45 years of owning reliable, low maintenance, and low cost of ownership cars, I...
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    What if you got an old Muscle Car for free?

    1970 Alpine White Dodge Challenger R/T with 383 and auto
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    Preparing for a huge job opportunity.

    <div class="ubbcode-block"><div class="ubbcode-header">Originally Posted by loneryder</div><div class="ubbcode-body">Be yourself. Smile. Ask questions about what you want to know about their company other than pay and benefits. Save that for last. What are the biggest problems they have in that...
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    Is this a good floor jack (and deal)?

    Costco usually has excellent deals on relatively high quality car jacks. I personally prefer a 3.5 ton jack or above regardless of car weight. A 3.5 just feels a lot safer and more stable than something lighter.
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    7 Million people are late with car payments

    It is really very simple. Wealthy people earn interest and poor people pay interest. Wealthy people tend to stay wealthy because they are more likely to be smarter/better educated and consistently make good decisions about money and financial matters. Poor people tend to stay poor...
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    Major vehicle title issue

    Ouch - that is a bad story. Pretty sure there is not going to be a happy ending. Whoever sold the car may not have had any right to sell it unless they were the owner that is named on the title. If so a valid bill of sale signed and dated by the owner listed on the car title would solve the...
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    Harvard being sued for discriminating against Asian students

    School acceptance criteria based on any type of ethnicity, religion, or skin color needs to be 100% outlawed and banned in the US. A student's ability to be accepted into a selective school should be 100% about your achievements, leadership, and grades/test scores and not your racial or ethnic...
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    Guys hugging other guys instead of shaking hands is this new

    <div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: rooflessVW</div><div class="ubbcode-body"><div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: maxdustington</div><div class="ubbcode-body">I don't get as many respectable handshakes as I once...
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    Changed oil today, couldn't get the filter off!

    Puncturing the oil filter with screwdriver (or any other implement) in an attempt to remove a stuck filter is a really bad idea. If it doesn't work you have just bricked your car. Filters cases and internals currently are much more lightly constructed than 40-50 years ago when the screw...
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    stock market over inflated?

    I know enough about finance and economics to state unequivocally that I have no idea if the stock market is too high or too low at this point in time. Anyone that tells you they know what direction the stock market will be going this week, this month, or this coming year is either a liar, a...
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    How often should I change oil filter?

    It is completely stupid not to change your filter when you change the oil especially if the old filter is full of old oil (like in almost every car). There are lots of savvy ways to save some money on car maintenance but not changing filter with oil change is not one of them. And be sure to...
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    NASAs latest finds on Mars

    <div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: billt460</div><div class="ubbcode-body"><div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: AndyinAL</div><div class="ubbcode-body">Why people believe this nonsense is beyond me. People are...
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    Do you carry Life Insurance?

    Absolutely no need for life insurance as you age and kids are gone assuming you have built a reasonable retirement fund and have the house paid off.
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    Safety First?

    <div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: AVB</div><div class="ubbcode-body">I think he did have a holster, <span style="font-weight: bold">just not one rated for back flips</span>. </div></div> LOL. One of the funniest comments I have ever read on this...
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