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There actually not, which is part of the problem. A lot of the payouts are fraud I am sure. The big payouts are injuries - not property claims. Its why insurance companies are leaving whole states behind. They wouldn't leave if they were raking it in.

If you have 1M in the bank its not worth the risk - unrecoverable loss. If I had 5M in the bank I would drop it for sure.

The question is how much momentum was transferred to the New Yorker passengers. Hopefully it had those rubber shock absorber things in the bumper mounts. When rear ended mass wins.

7 I was told. I was out of town and a pipe burst. I had no idea who to have the wife call so told here to call insurance and ask - they sent the clean up crew. It worked out well but insurance went up quite a bit and some companies would not quote for a while. I am older and wiser now.

I wish more companies did online but they don't. Your really stuck with the big players. If your somewhere with lots of options thats great, but here the big players would not insure a home for years - no Geico, Progressive, or All State. So you were pretty much stuck using a agent, which I...

Everyone has their own profiles - why there are umpteen companies. Keep shopping.

What kind of box? I assume its some sort of NEMA sealed box / panel? Is it ABS or some sort of metal? Have you tried a screw extractor? If its just a regular box you can use something from https://boxdoctor.us/ but I am guessing it is not.

This is the same guy that spent $30B of investors money on the Mach e without actually driving a EV first right? He might be right on China, but he is the last guys opinion I would trust. The Chinese car market is huge, the government has decided to own that market, hence profits don't matter...

Eww. That high front end is not becoming, and the interior looks like they slapped an ipad in the middle of a 1975 F150 (great truck, I owned one). Maybe it looks better in person?

An older gentelman buys a new corvette, and is out on the highway enjoying himself at 120mph when he sees the lights of a state trooper pulling up in the rear view. Knowing he is caught he pulls over. The trooper comes to his window and says "I think you know how fast you were going, but if...

I have seen plenty of nice houses torn down in Charleston, so it wasn't a judgement on your home. In the right place they will tear down a $1M, 2500 foot property to build a $5M 6000 square foot property

I am now on Costco - what they call "connect" which is really American Family, at least here. Maybe its different by state. It was my cheapest option for Auto. The homeowners is also through Connect / American family but the paperwork is listed as American Family / "Homesite". Homesite...

What brand were the originals?

Most warranties require arbitration now, not court. You agreed to it in the purchase agreement and its in your warranty manual. Most people are unwilling to follow the process, which in fairness is likely made unduly arduous in order that people give up. If your state has strong lemon laws...

Well if its a tear down to the next guy maybe you don't need insurance like @Dave Hess is doing.

The age actually might be part of the reason for the increase actually. Sorry to tell you. There is an age in insurance where it reverts back to hurting you again. I also have everything with Connect currently - but the bundle isn't really a huge deal. I think I get 5% on my auto for having...

It wouldn't hurt to get some other quotes. Just to see if there in line. Its easy to do online these days.

Easy enough to find online - even Wally's has it for $25. I suspect its low volume hence no one will give it the shelf space, especially since the 0W-40 can be used instead - duplicate offering from the retail perspective.

I just changed. Everyone I got a quote from would do at best 1% for wind. So you might be able to get them to go down to 1%. 2% was an option but it wasn't much savings. Neither was changing my standard deductible from 1K to 5K or even 10K. Another thing is most quoted "actual value" on...

If only we could get the dealers to read these also.