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Another flip side, if there weren't so many people buying vehicles they can't afford, there wouldn't be so many nice, used, and much less expensive used vehicles available for the rest of us...

I've always said that ins. is a legal rip off...that has never been more true than now...

The insurance company's pat answer to the question "why do my rates keep going up" no longer applies. They keep claiming that spare parts costs, and the rising cost of repairs is the cause. While that was true during, and for about a year after the pandemic, it's no longer true today. Prices...

I hate to say it, but it looks like we're heading for price regulating in the insurance industry. If insurance is mandated, then it has to be affordable. These companies can't keep getting away with price raping everyone. Something's gotta give...

IDK, but that sounds illegal...

Which is why I let my broker do that for me...getting quotes are a PITA because of making sure you're comparing apples to apples...

Yep, I don't alter my driving to please speeders. Plus I have a dangerous trailer hitch that's already punched through a following driver who wasn't paying attention...and HE got a ticket :ROFLMAO: I just laughed and drove away...that thing had a lot of anti-freeze in it!

Here if you do 5 over, you'll get run off the road...

How would I know this? And the commission has never declined any of my rate increases that I'm aware of (since they go up at every policy renewal)...

That's probably the ONLY time...my motorcycle premiums go up every time my policy renews...every time...

THAT'S the regulation? Lol! I wonder if they ever disapprove a rate increase? Sounds like the regulators for the electric cos...

But they don't regulate premiums...

Plus WTH wants an ins co watching your every move? Not me...

I don't think "regulated", in terms of how it applies to insurance, has anything to do with regulating rates. What it does have to do with, I have no idea...

The problem with shopping around is the person doing the shopping has to do a LOT of leg work. Using a broker solves this problem...

This certainly isn't true for everyone. There are plenty of people in this thread with perfect driving records, zero claims, etc. that still have astronomically high premiums, and they continue to go up...insurance is a legal ripoff because mandated insurance laws give them the power to be this...

100% correct!

The agents aren't the ones making big bucks, it's the CEOs...

I can see Utah drivers driving around with no insurance AND a revoked registration...

I'm trying to figure out which companies you're talking about...I get Gecko, but the others, I have no clue what companies you're referring to...