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  1. John105

    USAA itemized discounts on homeowner's insurance and cringe worthy not best rate for credit usage?

    I've always been leery of insurance, figured they won't be there when needed. The ads with super bowl winning qbs and taylor swift's fiance are all fake. Well, when we experienced a total loss in May, I have to admit, my experience was quite the opposite from what I expected. Copart even lost...
  2. John105

    A couple of nice touches on my new car

    That's why we decided to get our new car in PA, near the MD border. The "PA Excellence Package near the MD Border" was only $995, and we got our first oil change for free.
  3. John105

    A couple of nice touches on my new car

    This is a trend, 24's are coming from the factory on mainstream SUVs. Meaning a vehicle can have 18, 20, 22, 24", same vehicle. I checked and was surprised to find the 24's being 40 series, have a greater weight capacity than the 22's. Maybe with 360 degree cams and cars that park themselves...
  4. John105

    Does Size Matter? Engine Displacement….How Low Can They Go?

    I'm sure there'll be something like the C99 AMG and it will be $300k with a 50cc 1 cyl 2 stroke, the trend is such. People will get used to mixing in the oil with the gas it's a Mercedes
  5. John105

    What happened to BMW and its designs?

    There was a time when BMW could build a car that made a “10 Best” list. Very subjective sure, but most people considered the 3 series such. It was on the list for consecutive years almost totaling the number of times the Montreal Canadiens won the Stanley Cup. It was nothing short of...
  6. John105

    Are German cars safer than Japanese or American cars?

    Not sure how statistically valid the list is. If you took my commute route it doesn’t matter what vehicle is driven death rate is going to be higher due to guns not the vehicle itself. A crash due to being shot likely still is included. But it in no way deems a car less safe.
  7. John105

    Are German cars safer than Japanese or American cars?

    I consider HID xenon to be a safety feature. Contrast that to blinding LED of 2025. Pretty sure BMW was the first. Lincoln also comes to mind. Who knowingly installs blinding LEDs today? Subaru is #1 imho, Toyota is #2. Seem to have zero regard for oncoming traffic.
  8. John105

    2026 model year changes?

    Ditto for transmission dip sticks (anyone know if ‘21+ L84 and L87 Tahoes have one? Can’t find any evidence online that they do. Ps I’m for stop start, but not for cyl deactivation
  9. John105

    2026 model year changes?

    I’m not normally a stinker but I’m hoping the 2026 cars go up in price. We have a 2025 on order with a targeted production week of 7/28. With our car being produced in Arlington, TX, its USA Canada content is 37%, and Mexico content also 37%. One would think tariffs will affect the 2026’s...
  10. John105

    Complaint about aftermarket parts

    Countless examples. Jump on the Trane website to look at a 2025 condenser, and the pic could be from 2014. Get a “direct fit” exhaust part and read in the comments it’s actually 3” shorter and requires fabrication. Imho these omissions are to allow sales to go through, when otherwise they may...
  11. John105

    USAA itemized discounts on homeowner's insurance and cringe worthy not best rate for credit usage?

    Our car was a total loss in May. We were told a comp claim does not affect rates. We got a renewal and I see the rates on the 2 cars left went up in unequal percentages, but high 1.x%. That’s claim activity we were cut a check. But MA Auto kept their word. Also the agent canceled the...
  12. John105

    New Dodge Hornets reported as selling 33 percent below MSRP- worth consideration??

    I suspect there are folks who “enjoy” casting the image that they can, and do, switch vehicles every 3-6 mos. It seems “luxurious “ as if they are “affluent.” And they very well may be. My buddy has a friend who gets cars every few months through this rep named “Chief.” Both husband and wife...
  13. John105

    Progressive car insurance, found a way to lower rates

    Our rates went up 1.x% for the coming 6 mos. I hardly think it’s anything out of the ordinary. We haven’t switched in years and I didn’t know, I do now because I read the policy. The good driver discount increases with break points. Ie it’s bigger at 6 years than at 5, etc. it’s all mumbo...
  14. John105

    New Dodge Hornets reported as selling 33 percent below MSRP- worth consideration??

    What you are alluding to is the “megapixel conundrum,” where man wants a single number by which to judge goodness. We just ordered a car and got 4.8% off list. Sounds pretty bad. 33% is approximately 6.5 times gooder than our deal, and clearly winning to our losing.
  15. John105

    Reliable water pump brands?

    When I went through this decision in 2019 for a 2011 Buick, I decided GM OE. Two reasons…..it was made in Canada, and, it came with the 6 water pump bolts. The bolts were like $4 ea at the dealer so for $114 (at the time) I decided it was worth it over aftermarket which was around $70.
  16. John105

    hit and run damage

    The thing is a "normal" person (in my mind), if they did that, they would feel bad. For the car, and for the owner, and for having made a mistake. But I do believe you are right, "some" folks just have zero respect not just for the property of others, but for others. I see the damage and...
  17. John105

    Are German cars safer than Japanese or American cars?

    If memory serves me, one can go back to the early 70s, and Volvos had 4 wheel disc brakes and 3 point shoulder belts front and rear. GMs could have 4 wheel drums, and power front discs was a sign of a car that wasn't base. A separate shoulder belt got tucked above the front doors and folded...
  18. John105

    Are German cars safer than Japanese or American cars?

    lol yes.....my BMW is a 2007 and by today's standards, the steering is "broken." It's so heavy and every little input the vehicle responds. Hardly any good in 2025 when we're of the mindset that we want hands off the wheel so we can "super cruise." The last BMW 3 loaner that I had was a 2021...
  19. John105

    Are German cars safer than Japanese or American cars?

    They’re not any safer, but they do offer greater prestige.
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