I worked in F&I for a few years at both a Ford and a Hyundai dealer.
I would never, ever, ever buy from a dealer that charges more to pay cash or ties financing as a condition to buy. Why? That dealer does not see the big picture, does not understand the laws of averages, and does not want to...
I've been running the VC7 on my Outback as a winter tire. Excellent tire in the snowbelt, great on dry roads too. Like them better than my old Blizzaks. Good choice.